How do I start?

Contact us! We want to meet you and find out all about you, so invest some time and think about the following:

  • Which areas would you consider buying in?
  • Are there other areas you would consider but don’t know well?
  • What kind of property are you looking for?
  • What are the “must haves” and “don’t wants”?
  • How much are you prepared to spend to get what you want?
  • When do you want to have moved by?
  • Do you need to sell and if so, is your property on the market yet?
  • Do you know how much you can borrow and if so are your finances organised?

I want to see some property

Once your agent has a good idea of your needs, it’s time to get out there and see a good range of properties so that you can get a grip on what your money will buy in your chosen area.

The sooner you become confident about the property prices, the sooner you will be in a position to buy with conviction.

See as much as you can, however if you find the perfect property early on in your search, don’t delay – if you like it, the probability is that someone else will too!

Give detailed honest feedback to your agent, what you liked and what you disliked.  It will help to guide them in assisting you and will also help their clients.

I have found it

When you have viewed a suitable property, consult your estate agent about how to proceed. An offer is about more than just money; you will be asked to provide details of:

  • Your buying position
  • What size deposit you have
  • Have you spoken to a financial advisor or have an agreement in principal
  • Proposed time frames
  • Any inclusions (e.g. curtains, carpets, etc)

The seller will expect us to obtain all of this information as it will aid them in their decision making.

All offers you make will be confirmed in writing to both yourself and the seller, so both parties can clearly see that everything has been understood and not been misinterpreted.

What happens now?

After a sale has been agreed, your agent will be the main point of communication between all parties involved in the transaction and will be with you every step of the way to assist where at all possible.

Your immediate priority is to:

Instruct a solicitor (don’t worry we can help you if you wish), once you have instructed them we can send out the ‘memorandum of sale’.  This is a document that is sent to all parties advising who everyone is and what has been agreed.

Instruct and pay your IFA/ Mortgage broker (if applicable) to submit your mortgage application and order the survey.

Once the legal (or ‘conveyancing’) work has been carried out and your finances are in order, you will be in a position to ‘exchange contracts’ prior to the agreed ‘completion’, at which point you can take possession of the property.

Any other advice?

This is an exciting yet sometimes stressful time for all involved. Be aware of the feelings of all those involved in the transaction and try and react logically and calmly to the ups and downs of the transaction.

Not every transaction goes to plan, but we will endeavour to guide and keep all parties on tract.

If you are looking for your next home to buy or rent, we would like to hear from you, tell us what you are looking for and we will help you.